Insurers estimate the cost of rebuilding your home independently of each other, resulting in different limits for Coverage A on their quotes. Most insurers will not insure your home with limits lower than their estimates.
If you choose to compare your current policy with a new quote from the same insurance company, you will likely find differences in Coverage A Limit (due to inconsistent assumptions for estimating rebuilding cost) and premium (as certain carriers offer persistency discount, which can only be earned when a policy is renewed, but can’t be included in a new quote).
Upon providing the minimum information needed, you'll receive side-by-side comparison quotes within 24 hours. * Except holidays and weekends.